Author: Naomi Racine Nichols
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How to Create a Budget You’ll Actually Stick To
Every other financial advisor tells you you need a budget, but do you? Let me ask you this: do you want to travel, buy a car, purchase a house, or give generously? Do you want to buy that coffee without the guilt of spending money you don’t have? Have you been wanting to save $1k,…
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Overcoming Disappointment
Disappointment has a way of slipping into our lives quietly, doesn’t it. You wait and hope and plan, only to watch something you longed for fall flat or fall apart. Maybe you saved for months to take a trip that never happened. Maybe the life you’re living looks nothing like the one you pictured years…
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Winter Blues
Today, there is a freeze warning where we live in SD. I work for the school district, but schools were canceled today due to the cold weather. That’s the bright side. The thing is, winters are hard when you live in the north. I’m sure people who live in places like Alaska or Russia might…